Gruh Finance

BSE: 511288 | NSE: GRUH

Gruh Finance (CIN: L65923GJ1986PLC008809) operates in the Housing Finance industry and has been listed in the stock market since 28th Jan 1993. It currents trades on NSE with symbol GRUH and on BSE with scrip code 511288.
The registered office of the company is Gruh, Netaji Marg, Near Mithakhali Six Roads, Ellisbridge,Ahmedabad,Gujarat,380006.

The management team of Gruh Finance is led by Mr. Keki M Mistry who is the Non-Executive - Non Independent Director-Chairperson. Other members of the management team consist of Mr. K.G. Krishnamurthy (Designation:Non-Executive - Non Independent Director), Hitesh Agarwal (Designation:Chief Financial Officer (CFO)), Mr. S. G. Mankad (Designation:Non-Executive - Independent Director), Mr. Biswamohan Mahapatra (Designation:Non-Executive - Independent Director), Mr. Pankaj Patel (Designation:Non-Executive - Independent Director), Mr. Rajesh Gupta (Designation:Non-Executive - Independent Director), Ms. Bhavna Doshi (Designation:Non-Executive - Independent Director), Mr. Kamlesh Shah (Designation:Executive Director), Mr. Sudhin Choksey (Designation:Executive Director), Mr. Milind Fanse (Designation:Chief Risk Officer), Marcus Lobo (Designation:Company Secretary & Compliance Officer), .

The price and other financial information of Gruh Finance is as below -

Symbol is not Traded Today for BSE

Symbol is not Traded Today for NSE

Stock Price Chart

Shareholding Pattern

Category	No. of shares	Percent(%)
Promoters	34,79,68,926	47.43
Foreign Institutions	13,75,00,038	18.74
NBFC and Mutual Funds	7,75,48,667	10.57
Central Government	20,00,000	0.27
Others	5,17,85,771	7.06
General Public	10,76,64,617	14.67
Financial Institutions	92,19,493	1.26
Total	73,36,87,512	100

Financial Data

Standalone

Figures in crore	2019	2018	2017
Total Interest income	2,026.65	1,693.74	1,487.39
Net interest income	725.45	708.94	567.77
Non-interest income	0.00	0.00	0.00
Operating income	725.45	708.94	567.77
Depreciation	3.40	3.09	2.86
Profit Before Tax	615.04	567.15	442.00
Tax	167.84	164.40	145.35
Profit After Tax	447.20	402.75	296.65
Share Capital	146.74	73.14	72.91
Reserves	1,744.70	1,482.10	1,040.30
Net Worth	1,891.44	1,555.24	1,113.21
Deposits	1,768.36	2,226.57	1,749.53
Borrowings	14,780.73	11,778.28	10,478.24
Investments	148.27	157.94	158.09
Advances	0.00	0.00	0.00
Debtors	0.00	0.00	0.00

Dividend Declared (₹)

The company has declared dividend 14 times between 29 May 2001 and 09 Jul 2019, totaling Rs. 51.00 so far. The most recent dividend was declared on 09 Jul 2019 for Rs. 2.

Bonus History
Date	Ratio
06 Jun 2018	issue 1:1
09 Jun 2014	issue 1:1